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Don’t overlook these maintenance tasks

By Cincinnati Insurance

test-smoke-alarm

If homeowners didn’t already have enough things to worry about, here are a few more. Review this list of items that Cincinnati Insurance specialists say are the among the most overlooked maintenance tasks around your home. Taking care of the things on this list can save you money as well as prevent a loss that could be costly or result in injury. …read more

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Waste hauling business requires good insurance program

By Cincinnati Insurance

trash-recycling-and-green-leaf-bins

Imagine an extra-heavy truck driving down the street. Like every other day, pedestrians are in the crosswalks, students await the school bus and parked cars line the curb. It’s not the pretty day the weather forecaster promised; instead, a heavy downpour clouds everyone’s vision. …read more

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Don’t let foodborne illness be unwanted guest at your BBQ

By Cincinnati Insurance

lamb-on-the-grill

Summer is a great time to enjoy food and drink with family and friends, but summertime outdoor cooking also invites an unwanted guest – the threat of foodborne illness. Whether at a family picnic, a barbecue at a park, sporting event or a group social activity, following some basic food safety rules will help prevent foodborne illness. Plan ahead! …read more

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7 tips for using power tools safely at home

By Cincinnati Insurance

laurie-vinyl

Most Americans live in or grew up in a home that was built and maintained with conventional hand tools, the most common of which was a claw hammer. Instead of using tools powered largely by muscle and sweat, today homeowners use time-saving tools powered by internal combustion engines, compressed air, electricity, compressed gas and gunpowder. Each of these power sources presents increased potential for injury due to explosive fuels, rotating shafts, high-speed blades, flying chips, hot surfaces and fasteners that are deployed with great force and velocity. …read more

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Leave fireworks displays to the professionals

By Cincinnati Insurance

Leave fireworks displays to the professionals

For many people, celebrating our country’s independence includes setting off fireworks on and around the Fourth of July. While we may enjoy a spectacular fireworks display, remember that fireworks are explosives best left in the hands of professionals. The use of fireworks by consumers is illegal in some states and strictly regulated in all, even where fireworks are labeled for consumer use. …read more

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Top 7 phishing scams play on your emotions

By Cincinnati Insurance

phishing-scam

Phishing has become one of the most common ways to circumvent the security of your PC. The key to taking over your system is convincing you to click on a link that seems legitimate at the time. The themes and “bait” used to get you to click can be compelling and nearly always try to exploit an emotion. …read more

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Technology ‘of the future’ helps policyholders today

By Cincinnati Insurance

hail-map

When your home or business is damaged by a hail storm, you deserve a prompt response from your insurance company to assess the damage and process your claim so that repairs can begin as soon as possible. What if your insurance company could track hailstorms and know immediately how many policyholders might be affected, helping it to assign extra resources to process claims quickly? What if your insurance company had the ability to determine the size of hail that struck any given location within the past five years? …read more

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Homeowner liability is more than child’s play

By Cincinnati Insurance

Homeowner liability is more than child's play

With the arrival of summer and the end of the school year, neighborhoods fill up with children playing in yards and on the sidewalk. Before sending your children out to play, be mindful of the liability they can present. In many cases, your homeowner insurance covers damage to your neighbor’s property if your son or daughter is legally liable, and your liability coverage – whether through your homeowner insurance or a personal umbrella policy – may respond if someone is injured on your property. …read more

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