You’re an automotive enthusiast, a connoisseur of fine machines; only the best will do. Each car you own – whether it’s an exotic supercar, an antique muscle car or a limited production modern collector vehicle – is mechanically and visually perfect down to the minutest cosmetic detail. These are not just cars to you; they are rolling pieces of fine art where form and function meet in perfect harmony. So when it comes to insurance, why not consider insuring their property damage coverage on a personal articles policy?
Once your wine collection is properly stored, perhaps in a well-constructed custom wine cellar, and your systems are appropriately backed up, are you and your wines safe? Maybe not. What is the state of your records?
One of the most urgent issues facing construction contractors is the ability to attract and retain talent. Several factors may be in play, including the perception that construction can be a dangerous vocation. One way you can attract and retain top talent is to provide a safe workplace with people who are properly trained and alert to job hazards.
Most areas of the country experience hailstorms that can cause significant damage to rooftop equipment, severely disrupting your business and costing you time, money or even customers. You can take a few steps to help keep your business running smoothly and avoid down time by protecting the equipment that keeps your customers and employees comfortable.
Homeowner insurance isn’t just for the structure of your house. It also provides protection for most of your personal possessions. Some possessions of special value may require additional protection through a personal articles floater that can provide coverage beyond your standard policy.
The advent of the smartphone has brought with it a deluge of texting and other distractive behavior while driving a vehicle. Distraction is not confined to the young and restless – we see people of all ages, genders and backgrounds using phones when they should be driving.
Fallen trees and branches are a significant cause of damage and power loss after a thunderstorm rolls through. But if a neighbor’s tree falls on your property and causes damage, who is responsible?
The Federal Motor Carrier Safety Administration (FMCSA) has mandated that certain commercial vehicles use an electronic logging device (ELD) instead of paper logbooks. Previously announced regulations that took effect in December 2017 will be strictly enforced effective April 1, 2018.
The post Deadline update: Commercial fleets must replace paper logbooks appeared first on The Cincinnati Insurance Companies blog.
As the calendar turns to spring, it’s time to assess how your property weathered the winter. This is a good time to make a “to-do” list to prevent property maintenance and liability issues.
Make sure you haven’t forgotten an important factor before you contemplate digging: underground utilities. You certainly don’t want to find out by accident that utilities are buried in your yard. Before you dig, please call the toll-free 811 line to have underground utilities mapped. The mapping service is free.