How annuity maximization could benefit your heirs

By | 401(k), agent, annuity, assets, beneficiary, family, heirs, immediate, independent, inheritance, Insurance, life, Life Insurance, maximization, ordinary, policy, premium, protect, retirement, single, Social Security, supplement, tax
annuity-maximization

Many people struggle to understand annuities and wonder if they really need one or not. To help shed light on this situation, let’s look at one example.

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Cyber security essential for smart homes

By | agent, attack, camera, children, coverage, currency, cyber, data, door, extortion, firewall, hack, hacking, heat, home, independent, information, Insurance, lights, locks, management, network, personal, Personal Insurance, prevent, protect, risk, spy, technology, thermostat, threat
cyber-security-smart-home

Corporations are no longer the only ones looking at cyber security. Increasingly, homeowners whose networks can make them vulnerable to cyber extortion, cyberattack and online fraud are seeing cyber security as a necessity.

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Know the types of water shut-off devices

By | agent, Automated, automatic, benefit, cost, credit, damage, flow, freeze, independent, install, Insurance, irrigation, leak, management, manufacturer, off, plumbing, point-of-use, policy, premium, pressure, prevent, protect, risk, Risk Management, sensor, shut, shut-off, sprinkler, supply, temperature, valve, water, whole-house
water-shut-off

There are two basic categories of water shut-off systems: whole-house systems and point-of-use systems. While both can prevent water damage, generally only a whole-house system qualifies for a premium credit on your homeowner insurance.

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Add dryer vents to your maintenance routine

By | agent, business, club, ClubSolutions, dryer, fire, fitness, Fitness & Recreation, home, ignite, independent, Insurance, maintain, maintenance, prevent, protect, recreation, vents
maintain-dryer-vents

Proper maintenance can prevent the most common cause of dryer fires: lint buildup in dryer vents. Jayson Scott, national program director for Cincinnati’s fitness, sports and recreation program, offers tips for dryer maintenance in the August edition of ClubSolutions Magazine, a publication for health club operators. His tips can apply to any business or individual using a dryer.

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Making the most of the home walk-through

By | agent, basement, bathrooms, block, cabinets, caulk, ceiling, concrete, Consumer Tips, floor, furnace, heater, home, independent, inspect, inspection, inspector, Insurance, intrusion, kitchen, laundry, leak, level, mechanical, moisture, pipe, pipes, regulate, regulator, sink, through, walk, walk-through, water, window
home-walk-through

It’s easy to get caught up in excitement when you’re looking for a new home. Keep in mind, though, when a home is listed for sale, it is being presented as positively as possible. As a prospective buyer, you will want to examine the property inside and out, door to door and ceiling to floor.

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Making the most of the home walk-through

By | agent, basement, bathrooms, block, cabinets, caulk, ceiling, concrete, Consumer Tips, floor, furnace, heater, home, independent, inspect, inspection, inspector, Insurance, intrusion, kitchen, laundry, leak, level, mechanical, moisture, pipe, pipes, regulate, regulator, through, walk, walk-through, water, window
home-walk-through

It’s easy to get caught up in excitement when you’re looking for a new home. Keep in mind, though, when a home is listed for sale, it is being presented as positively as possible. As a prospective buyer, you will want to examine the property inside and out, door to door and ceiling to floor.

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Stop the roll – Checklist for wheelchairs in transport

By | agency, brakes, checklist, control, equip, equipped, facility, family, friend, gate, Health, home, independent, inspect, Insurance, lift, maintain, platform, power, precautions, prevent, protect, safe, safety, Social Services, strap, tie-down, traffic, training, transport, vehicle, wheelchair
wheelchair-transport

Whether you are a caregiver for the differently abled in a health facility, a home health care environment or for a family member or friend, take all appropriate safety precautions when transporting a person who uses a wheelchair.

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Why is water damage such a big deal?

By | agent, burst, claim, construction, cost, coverage, damage, device, expense, failure, faulty, fixture, hassle, independent, Insurance, leak, lines, loss, management, off, overflow, pipes, plumbing, preserve, prevent, proactive, protect, risk, Risk Management, seasons, service, shut, shut-off, valve, water
water-damage-shut-off-device

Water damage is consistently a common and severe cause of loss to homeowners. It is amazing to see the damage that water can do. Water carved the Grand Canyon – just think what it does to drywall or plaster! The good news is that water damage losses can be prevented or mitigated by a properly installed automatic water shut-off device.

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Next generation home health care is already here

By | aged, agent, aging, blood pressure, care, caregiver, carry, client, facilities, facility, games, Health, Health Care Facilities, heart rate, home, independent, Insurance, Medicaid, Medicare, medications, medicine, monitor, music, older, patient, pulse, report, resident, retrieve, robotic, senior, sign, staff, task, telehealth, temperature, track, vital
next-generation-home-health

The home health care industry continues to grow as more aging Americans prefer to stay in their homes as long as possible. While this may sound like great news, many home care companies throughout the country are struggling to keep up with demand.

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Control your equipment breakdown costs

By | accidental, agent, air, boiler, breakdown, business, Business Insurance, circuit, compressor, coverage, damage, direct, electric, electrical, equipment, expense, failure, financial, gear, income, independent, Insurance, loss, losses, machine, machinery, policy, production, property, steam
equipment-breakdown-coverage

Because you work hard to ensure the success of your business, it makes sense to prepare for unexpected equipment breakdowns. Selecting an equipment breakdown coverage option with your business property insurance policy protects you against financial loss from the sudden and accidental breakdown of machinery and equipment.

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