Sprinklers essential to safety in high-rise residences

By | agent, alarm, automatic, burn, code, college, communications, condo, construction, detection, dorm, dormitory, elder, elderly, emergency, fire, Fire Prevention, hazard, high-rise, home, hotel, housing, independent, inhalation, injure, injury, Insurance, life, motel, NFPA, occupants, pathways, premises, prevent, protect, residence, safe, safety, senior, sleeping, smoke, sprinkler, standards, student, system, travel
high-rise

High-rise buildings with residential uses pose unique risks that deserve special attention to safety. Whether you are purchasing a condo, staying in a hotel or living in a high-rise senior apartment or college dorm, consider whether the building is protected by automatic sprinkler systems.

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Fighting fire: Benefits of a residential sprinkler system

By | agent, alarm, automatic, control, damage, deluge, dry, fire, Fire Prevention, flow, foam, heat, independent, Insurance, pipe, prevent, protect, protection, reliable, residential, Risk Management, rooms, safe, safely, safety, smoke, source, sprinkler, suppressions, system, time, water, wet
residential-sprinkler

It takes only minutes for a fire to escalate. Even with the responding fire department’s prompt arrival, a home could be destroyed. To help avoid this, have your home fitted with a residential sprinkler system.

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Know the types of water shut-off devices

By | agent, Automated, automatic, benefit, cost, credit, damage, flow, freeze, independent, install, Insurance, irrigation, leak, management, manufacturer, off, plumbing, point-of-use, policy, premium, pressure, prevent, protect, risk, Risk Management, sensor, shut, shut-off, sprinkler, supply, temperature, valve, water, whole-house
water-shut-off

There are two basic categories of water shut-off systems: whole-house systems and point-of-use systems. While both can prevent water damage, generally only a whole-house system qualifies for a premium credit on your homeowner insurance.

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Term vs. permanent life insurance: Which is right for you?

By | agent, automatic, beneficiary, benefit, cash, convertible, death, holder, independent, Insurance, life, Life Insurance, loan, owner, paid-up, permanent, policy, premium, return, temporary, term, universal, value, whole, withdrawal
term-whole-permanent-life

The biggest question to answer when purchasing life insurance is whether you need a term or permanent policy. Each type has advantages and limitations. To make the right decision, you should know and understand your options.

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