Thermography: Seeing the heat before the fire

By | agent, business, Cincinnati, control, damage, danger, electrical, fire, Fire Prevention, heat, image, imaging, independent, infrared, injure, injury, Insurance, loss, money, potential, prevent, prevention, problem, protect, saving, system, technology, themal, thermography, workplace
thermography-image

They looked just like any other circuit breakers: a set of electrical devices mounted in a steel box. But inside, invisible to the human eye, was a hidden danger. The breakers were smoldering at 159.7 degrees. Thermography made the danger visible.

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Strengthen your data privacy practices

By | access, agent, breach, business, Business Insurance, claim, compliance, confidential, control, cyber, data, electronic, HIPAA, independent, information, Insurance, loss, negligence, physical, prevent, privacy, private, proprietary, protect, protected, release, scam, secure, security, threat, unauthorized, vulnerabilities, vulnerability, vulnerable
data-privacy

Your business, whatever its size, most likely processes and maintains information every day. At least annually, take time to review your data privacy practices to reinforce your information security and to reassess your cyber protection.

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Strengthen your data privacy practices

By | access, agent, breach, business, Business Insurance, claim, compliance, confidential, control, cyber, data, electronic, HIPAA, independent, information, Insurance, loss, negligence, physical, prevent, privacy, private, proprietary, protect, protected, release, scam, secure, security, threat, unauthorized, vulnerabilities, vulnerable
data-privacy

Your business, whatever its size, most likely processes and maintains information every day. At least annually, take time to review your data privacy practices to reinforce your information security and to reassess your cyber protection.

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Tips to protect taxpayers from ID theft

By | advice, agent, artists, business, charities, charity, collect, con, Consumer Tips, control, costly, data, dirty, donations, dozen, expensive, fake, fraud, ID, identity, independent, individual, Insurance, internal, IRS, law, legal, loss, phish, phishing, phone, prepare, preparer, prevent, protect, return, returns, Revenue, scam, scams, service, solicit, tax, taxpayer, taxpayers, theft
taxpayers-identity-protection

Tax return identity theft has reached such epidemic proportions that it tops the list of the IRS’s Dirty Dozen Tax Scams. Take note of tips the IRS wants you to know about identity theft so you can avoid becoming the victim.

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Hail guard: Protecting your business equipment

By | agent, air, business, coil, condenser, conditioning, control, cooling, customers, damage, equipment, guard, hail, hailstorm, heating, HVAC, independent, Insurance, loss, Loss Control, money, pellet, prevent, protect, roof, rooftop, time, unit, valuable, vent, ventilation
hail-guards-can-protect-equipment

Most areas of the country experience hailstorms that can cause significant damage to rooftop equipment, severely disrupting your business and costing you time, money or even customers. You can take a few steps to help keep your business running smoothly and avoid down time by protecting the equipment that keeps your customers and employees comfortable.

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Protect workers: Prevent trench hazards

By | agent, construction, Contractor, control, deep, depth, engineer, equipment, excavate, excavation, forklift, independent, Insurance, lift, lifted, load, loader, loss, Occupational Safety and Health Administration, OSHA, prevent, protect, protection, protective, safe, safety, shielding, shoring, slope, sloping, trench
danger-sign-open-trench

According to fatality statistics from the Occupational Safety and Health Administration, trenching-related fatalities more than doubled between 2012 and 2016. Here are some basic tips that can protect construction workers who perform excavation and trenching activities.

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Keeping it chill – The lowdown on home wine cellars

By | agent, air, backup, barrier, battery, bottle, build, builder, cellar, condensation, condense, consistent, construction, Contractor, control, cool, damage, design, electricity, generator, home, humidity, independent, initial, Insurance, label, Lifestyle, mold, prevent, protect, refrigeration, retrofit, retrofitted, storage, sunlight, temperature, vapor, vibration, wine
home-wine-cellar

In a previous article, I discussed the importance of proper wine storage: temperature control (cool and consistent), humidity control, protection from direct sunlight and protection from vibration. Unless you store your wine in a deep cellar, these conditions will not occur naturally. They can, however, be obtained through construction.

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