Hail: Tips to prevent injury and reduce damage

By | agent, business, damage, elevations, fleet, guards, hail, hailstorm, home, HVAC, independent, injury, inspect, Insurance, location, minimize, prevent, property, protect, roof, Spring Storms, storm, Storm Prep, vehicle
hail-safety-tips

There are about 5,600 hailstorms in the United States every year, based on National Oceanic and Atmospheric Administration data. Learning about this weather phenomenon and how to properly prepare for it can save lives and minimize damage.

The post Hail: Tips to prevent injury and reduce damage appeared first on The Cincinnati Insurance Companies blog.

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Hail: Tips to prevent injury and reduce damage

By | agent, business, damage, elevations, fleet, guards, hail, hailstorm, home, HVAC, independent, injury, inspect, Insurance, location, minimize, prevent, property, protect, roof, Spring Storms, storm, Storm Prep, vehicle
hail-safety-tips

There are about 5,600 hailstorms in the United States every year, based on National Oceanic and Atmospheric Administration data. Learning about this weather phenomenon and how to properly prepare for it can save lives and minimize damage.

The post Hail: Tips to prevent injury and reduce damage appeared first on The Cincinnati Insurance Companies blog.

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Planning key to successful home renovation

By | agent, Consumer Tips, Contractor, craftsman, deal, DIY, home, improvement, increase, independent, Insurance, job, key, plan, policy, power, preparaion, prepare, project, protect, renovation, safe, safety, security, successful, tip, tool, tools, value, work
avoid-DIY-mistakes

Home improvement projects seem to have no season. While many big outdoor projects happen in spring and summer, homeowners may find the best time to work on a renovation project is when contractors are available or materials are less expensive. In fact, if your project is not weather-dependent, you might get a better deal at some other time of year. No matter when you plan your next home project, our bloggers have tips that can ease your mind.

The post Planning key to successful home renovation appeared first on The Cincinnati Insurance Companies blog.

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Test your knowledge: Frozen pipes

By | 55 degrees, agent, air, below, burst, business, chilly, circulate, costly, damage, drip, Flood, freeze, freezing, frozen, home, ice, icy, independent, Insurance, leak, leaks, pipe, pipes, prevent, protect, temperature, warm, water, winter, Winter Prep
frozen-water-pipe-valve

Do you know what to do to prevent pipes from freezing or to manage already frozen pipes? Test your knowledge with our five-question quiz.

The post Test your knowledge: Frozen pipes appeared first on The Cincinnati Insurance Companies blog.

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Are you covered? Don’t be caught underinsured

By | age, agent, claim, coinsurance, construction, cost, deductible, demand, disaster, earthquake, equipment, expense, fire, Flood, home, homeowner, independent, Insurance, labor, loss, materials, older, personal, Personal Insurance, protect, rebuild, reconstruction, resources, risk, scarce, scarcity, site, umbrella, wind
house-underinsured

Does your homeowner policy have sufficient coverage limits to help you recover fully after a loss and avoid incurring serious financial burdens? It’s a question many people don’t ask, and if they have a claim, it can leave them with unexpected expenses.

The post Are you covered? Don’t be caught underinsured appeared first on The Cincinnati Insurance Companies blog.

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Personal insurance: Trends in construction costs

By | age, agent, cost, design, energy-efficient, expense, home, independent, Insurance, labor, market, materials, modular, Personal Insurance, price, quality, rebuild, rebuilding, reconstruct, reconstruction, safety, spending, supplier, supply, techniques, unemployment, value, valued
construction-trend

Reconstruction cost – or replacement cost – is the cost of hiring a contractor to replace your home as it is, using materials and design of the same or similar quality. This amount is not the same as market value, which is the value of comparable homes that have sold in your area. Your home’s current reconstruction cost could be very different from its market value.

The post Personal insurance: Trends in construction costs appeared first on The Cincinnati Insurance Companies blog.

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Preventing fires in the home

By | agent, alarm, bedroom, cooking, danger, dangerous, escape, evacuate, evacuation, family, FEMA, fire, Fire Prevention, home, independent, Insurance, kitchen, levels, loose, prevent, prevention, protect, route, smoke, U.S. Fire Administration
preventing-fires

A home fire is your most dangerous fire threat. This video from the U.S. Fire Administration has tips for preventing fires at home.

The post Preventing fires in the home appeared first on The Cincinnati Insurance Companies blog.

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Prevent falls: Help seniors live healthier lives

By | adult, adults, aged, agent, aging, bar, care, ear, elder, elderly, eye, fall, falls, foot, footwear, grab, hazard, Health, hearing, hip, home, hospital, independent, injured, injury, Insurance, mat, mature, medical, medicine, non-slip, older, outside, prevent, protect, railings, rug, safe, safety, Safety Tips, senior, shoe, shower, stairs, steps, toilet, trip, tub, vision, walker
prevent-falls

As Americans age, seniors are especially at risk of being injured by a fall. But it doesn’t have to be that way. Falls should not be considered a normal, expected result of aging. Nevertheless, they can be serious and costly for older adults.

The post Prevent falls: Help seniors live healthier lives appeared first on The Cincinnati Insurance Companies blog.

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