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January 6 deadline for USDOT clearinghouse

By abuse, administration, agent, alcohol, Business Insurance, carrier, CDL, clearinghouse, commercial, companies, control, driver, drivers, drug, effective, employer, employers, federal, fleet, FMCSA, highway, hire, independent, Insurance, law, license, loss, motor, program, prohibited, protect, road, safe, safety, traffic, USDOT, use, violations
CDL-clearinghouse

Employers of commercial motor vehicle drivers should be making final preparations to comply with a federal law set to take effect in January. The U.S. Department of Transportation is rolling out a Federal Drug and Alcohol Clearinghouse – a database to track commercial driver’s license holders who have tested positive for prohibited drug or alcohol use or who have refused to take a required test.

The post January 6 deadline for USDOT clearinghouse appeared first on The Cincinnati Insurance Companies blog.

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January 6 deadline for USDOT clearinghouse

By abuse, administration, agent, alcohol, Business Insurance, carrier, CDL, clearinghouse, commercial, control, driver, drivers, drug, effective, employer, federal, fleet, FMCSA, highway, hire, independent, Insurance, law, license, loss, motor, program, prohibited, protect, road, safe, safety, traffic, USDOT, use, violations
CDL-clearinghouse

Employers of commercial motor vehicle drivers should be making final preparations to comply with a federal law set to take effect in January. The U.S. Department of Transportation is rolling out a Federal Drug and Alcohol Clearinghouse – a database to track commercial driver’s license holders who have tested positive for prohibited drug or alcohol use or who have refused to take a required test.

The post January 6 deadline for USDOT clearinghouse appeared first on The Cincinnati Insurance Companies blog.

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Security systems: Take the proper steps to protect your home

By agent, alarm, alert, burglar, camera, claims, damage, door, family, glass, home, independent, Insurance, lights, loss, monitor, motion, prevent, protect, Risk Management, safe, safety, security, social, system, theft, thieves, vigilant, window
home-security-systems

Claims experience shows that theft losses can be prevented when a central station burglar alarm is installed and activated in your home. Improve your family’s security and reduce the potential of home intrusion by knowing the basics for safety and alarm component options.

The post Security systems: Take the proper steps to protect your home appeared first on The Cincinnati Insurance Companies blog.

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Why is water damage such a big deal?

By agent, burst, claim, construction, cost, coverage, damage, device, expense, failure, faulty, fixture, hassle, independent, Insurance, leak, lines, loss, management, off, overflow, pipes, plumbing, preserve, prevent, proactive, protect, risk, Risk Management, seasons, service, shut, shut-off, valve, water
water-damage-shut-off-device

Water damage is consistently a common and severe cause of loss to homeowners. It is amazing to see the damage that water can do. Water carved the Grand Canyon – just think what it does to drywall or plaster! The good news is that water damage losses can be prevented or mitigated by a properly installed automatic water shut-off device.

The post Why is water damage such a big deal? appeared first on The Cincinnati Insurance Companies blog.

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Control your equipment breakdown costs

By accidental, agent, air, boiler, breakdown, business, Business Insurance, circuit, compressor, coverage, damage, direct, electric, electrical, equipment, expense, failure, financial, gear, income, independent, Insurance, interruption, loss, losses, machine, machinery, policy, production, property, steam, tenant
equipment-breakdown-coverage

Because you work hard to ensure the success of your business, it makes sense to prepare for unexpected equipment breakdowns. Selecting an equipment breakdown coverage option with your business property insurance policy protects you against financial loss from the sudden and accidental breakdown of machinery and equipment.

The post Control your equipment breakdown costs appeared first on The Cincinnati Insurance Companies blog.

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Control your equipment breakdown costs

By accidental, agent, air, boiler, breakdown, business, Business Insurance, circuit, compressor, coverage, damage, direct, electric, electrical, equipment, expense, failure, financial, gear, income, independent, Insurance, loss, losses, machine, machinery, policy, production, property, steam
equipment-breakdown-coverage

Because you work hard to ensure the success of your business, it makes sense to prepare for unexpected equipment breakdowns. Selecting an equipment breakdown coverage option with your business property insurance policy protects you against financial loss from the sudden and accidental breakdown of machinery and equipment.

The post Control your equipment breakdown costs appeared first on The Cincinnati Insurance Companies blog.

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Thermography: Seeing the heat before the fire

By agent, business, Cincinnati, control, damage, danger, electrical, fire, Fire Prevention, heat, image, imaging, independent, infrared, injure, injury, Insurance, loss, money, potential, prevent, prevention, problem, protect, saving, system, technology, themal, thermography, workplace
thermography-image

They looked just like any other circuit breakers: a set of electrical devices mounted in a steel box. But inside, invisible to the human eye, was a hidden danger. The breakers were smoldering at 159.7 degrees. Thermography made the danger visible.

The post Thermography: Seeing the heat before the fire appeared first on The Cincinnati Insurance Companies blog.

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Strengthen your data privacy practices

By access, agent, breach, business, Business Insurance, claim, compliance, confidential, control, cyber, data, electronic, HIPAA, independent, information, Insurance, loss, negligence, physical, prevent, privacy, private, proprietary, protect, protected, release, scam, secure, security, threat, unauthorized, vulnerabilities, vulnerability, vulnerable
data-privacy

Your business, whatever its size, most likely processes and maintains information every day. At least annually, take time to review your data privacy practices to reinforce your information security and to reassess your cyber protection.

The post Strengthen your data privacy practices appeared first on The Cincinnati Insurance Companies blog.

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Strengthen your data privacy practices

By access, agent, breach, business, Business Insurance, claim, compliance, confidential, control, cyber, data, electronic, HIPAA, independent, information, Insurance, loss, negligence, physical, prevent, privacy, private, proprietary, protect, protected, release, scam, secure, security, threat, unauthorized, vulnerabilities, vulnerable
data-privacy

Your business, whatever its size, most likely processes and maintains information every day. At least annually, take time to review your data privacy practices to reinforce your information security and to reassess your cyber protection.

The post Strengthen your data privacy practices appeared first on The Cincinnati Insurance Companies blog.

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Tips to protect taxpayers from ID theft

By advice, agent, artists, business, charities, charity, collect, con, Consumer Tips, control, costly, data, dirty, donations, dozen, expensive, fake, fraud, ID, identity, independent, individual, Insurance, internal, IRS, law, legal, loss, phish, phishing, phone, prepare, preparer, prevent, protect, return, returns, Revenue, scam, scams, service, solicit, tax, taxpayer, taxpayers, theft
taxpayers-identity-protection

Tax return identity theft has reached such epidemic proportions that it tops the list of the IRS’s Dirty Dozen Tax Scams. Take note of tips the IRS wants you to know about identity theft so you can avoid becoming the victim.

The post Tips to protect taxpayers from ID theft appeared first on The Cincinnati Insurance Companies blog.

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