Holiday shopping? Tips for the store or online

By | agent, auto, automobile, automobiles, autos, bricks-and-mortar, car, card, cards, cars, cart, center, computer, Consumer Tips, credit, crowd, debit, gift, gifts, holiday, independent, Insurance, light, lighted, list, lock, mall, online, park, parking, person, phone, presents, purse, retail, RFID, safe, safety, shop, shopper, shoppers, shopping, smartphone, store, trunk, valuable, vehicle, visible, Wi-Fi, window, wish
shopping-bags

Shoppers are poised to spread their time and money across both online and physical stores this holiday season, according to a survey conducted for the National Retail Federation. As you grab your mouse or head out to join the crowd, here are some tips to protect yourself and your identity.

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4 reasons small businesses decline EPLI coverage

By | agent, business, Business Insurance, claim, claims, cost, cover, coverage, defense, dental, distributor, employment, EPLI, funds, independent, industries, Insurance, large, legal, liability, manage, managing, manufacturer, medical, practices, process, protect, publisher, restaurant, retail, risk, small
4-reasons-epli

Many owners of smaller businesses make assumptions about Employment Practices Liability Insurance – and some of those assumptions are not true. EPLI coverage provides vital protection for a small business. EPLI provides a limit of insurance, separate from the standard commercial policy, to protect your business operations against many actual or alleged wrongful acts. Those could include personnel and staffing matters, hiring and firing or allegations of discrimination in the workplace. Because circumstances can vary widely, it’s important to assess your situation, consult with your attorney and speak to an[…..]

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