What to do when buying a new or used car

By | agency, buy, buying, car, collision, comprehensive, coverage, deductible, endorsement, gap, independent, injury, Insurance, lease, liability, loan, model, new, Personal Insurance, policy, purchase, replacement, truck, used, value, van, vehicle, vehicle identification number, VIN, year
buying-a-new-or-used-car

Congratulations on your new car! Purchasing a new vehicle is exciting, and insurance isn’t normally the first thing on your mind. When you finally think of it, you may be overwhelmed and not sure what to do. Here are some tips.

The post What to do when buying a new or used car appeared first on The Cincinnati Insurance Companies blog.

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New test for distracted driving: Textalyzers

By | accident, agent, auto, automobile, breathalyzer, call, car, cell, charge, civil, distracted, Distracted Driving, drive, driver, driving, independent, Insurance, liberties, phone, police, prevent, privacy, protect, rights, roadside, search, test, text, textalyzer, ticket, truck, vehicle
distracted-driving-textalyzers

Lawmakers in a handful of cities and states are considering allowing police to use devices called textalyzers to test for suspected cell phone use at the scene of car accidents.

The post New test for distracted driving: Textalyzers appeared first on The Cincinnati Insurance Companies blog.

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Hail: Tips to prevent injury and reduce damage

By | agent, business, damage, elevations, fleet, guards, hail, hailstorm, home, HVAC, independent, injury, inspect, Insurance, location, minimize, prevent, property, protect, roof, Spring Storms, storm, Storm Prep, vehicle
hail-safety-tips

There are about 5,600 hailstorms in the United States every year, based on National Oceanic and Atmospheric Administration data. Learning about this weather phenomenon and how to properly prepare for it can save lives and minimize damage.

The post Hail: Tips to prevent injury and reduce damage appeared first on The Cincinnati Insurance Companies blog.

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Hail: Tips to prevent injury and reduce damage

By | agent, business, damage, elevations, fleet, guards, hail, hailstorm, home, HVAC, independent, injury, inspect, Insurance, location, minimize, prevent, property, protect, roof, Spring Storms, storm, Storm Prep, vehicle
hail-safety-tips

There are about 5,600 hailstorms in the United States every year, based on National Oceanic and Atmospheric Administration data. Learning about this weather phenomenon and how to properly prepare for it can save lives and minimize damage.

The post Hail: Tips to prevent injury and reduce damage appeared first on The Cincinnati Insurance Companies blog.

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Distractions contribute to pedestrian deaths, injuries

By | accident, agent, bike, car, crash, crossing, crosswalk, damage, defensive, distracted, distraction, driver, driving, hurt, independent, injuries, injury, Insurance, motor, motorist, obstruct, pedestrian, prevent, protect, Safety Tips, scooter, vehicle, view, visible, walk
pedestrian-crossing

“I didn’t see them!” That’s usually the first thing someone says when they’ve been involved in a vehicle-pedestrian crash. The latest statistical year shows that 5,977 pedestrians were killed in U.S. traffic crashes – one every 1.5 hours, according to National Highway Traffic Safety Administration figures. In addition, 129,000 pedestrians were treated for non-fatal crash-related injuries. While these figures remained about steady compared with the prior year, the numbers are still alarming.

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Earthquake: Tips to protect your family

By | agent, anchor, bolt, brace, coastal, cripple, damage, disaster, earthquake, flammable, foundation, gas, independent, indoors, inland, Insurance, outdoors, plan, plate, prepare, protect, safe, safety, Safety Tips, shake, sill, structure, tips, tsunami, vehicle, water, water heater
safety-tips-earthquake

If you live near a fault line, you likely are no stranger to tremors or other earthquake activity. Preparation may be an ongoing process for your family.

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Holiday shopping? Tips for the store or online

By | agent, auto, automobile, automobiles, autos, bricks-and-mortar, car, card, cards, cars, cart, center, computer, Consumer Tips, credit, crowd, debit, gift, gifts, holiday, independent, Insurance, light, lighted, list, lock, mall, online, park, parking, person, phone, presents, purse, retail, RFID, safe, safety, shop, shopper, shoppers, shopping, smartphone, store, trunk, valuable, vehicle, visible, Wi-Fi, window, wish
shopping-bags

Shoppers are poised to spread their time and money across both online and physical stores this holiday season, according to a survey conducted for the National Retail Federation. As you grab your mouse or head out to join the crowd, here are some tips to protect yourself and your identity.

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Artwork on wheels: Insuring your collector auto

By | acquisitions, agent, agreed, antique, auto, automobile, car, claim, collect, collection, collector, cover, coverage, display, drive, exhibit, exotic, fine art, function, garage, glass, independent, Insurance, liability, limited, modern, muscle, parts, personal articles, policy, production, property, protect, protection, roadside, schedule, scheduling, spare, supercar, Valuable Articles, value, vehicle, vintage
collector-car

You’re an automotive enthusiast, a connoisseur of fine machines; only the best will do. Each car you own – whether it’s an exotic supercar, an antique muscle car or a limited production modern collector vehicle – is mechanically and visually perfect down to the minutest cosmetic detail. These are not just cars to you; they are rolling pieces of fine art where form and function meet in perfect harmony. So when it comes to insurance, why not consider insuring their property damage coverage on a personal articles policy?

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Smartphones: The distraction is killing us

By | accident, accidents, agent, bicyclist, car, cell, cognitive, collide, collision, crash, crashes, daydreaming, device, distract, distracted, Distracted Driving, distracting, distraction, drinking, drive, driver, driving, eating, electronic, fatal, fatality, grooming, hands, independent, injure, injured, injury, Insurance, killed, manual, motor, motorist, pedestrian, phone, reading, safe, safety, smartphone, text, texting, truck, van, vehicle, video, visual
distraction-smartphone-distracted-driving

The advent of the smartphone has brought with it a deluge of texting and other distractive behavior while driving a vehicle. Distraction is not confined to the young and restless – we see people of all ages, genders and backgrounds using phones when they should be driving.

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