It could happen to anyone. You’re innocently browsing news headlines, checking the latest sports scores or searching for the perfect pair of shoes when out of nowhere you get a pop-up warning that a virus was detected on your computer and you need to contact Microsoft immediately. Conveniently enough, the pop-up also provides you with the Microsoft support number. It says Microsoft and seems legitimate. What could go wrong?
A friend – we’ll call him Wilson – recently received a warning like this on his personal laptop. Wilson tried closing the pop-up, but it wouldn’t close. He tried rebooting his computer, but the pop-up just came back (warning sign #1), so he figured it must be legitimate. He called the phone number provided in the warning. A nice person identifying himself as “Microsoft Support” answered, gained access to the computer and quickly began to assist in removing the virus from Wilson’s computer.
The representative claiming to be from Microsoft said he needed a credit card number (warning sign #2) to work on eliminating the problem. Reluctantly, Wilson gave the representative the information because he wanted to restore his laptop. The rep gave Wilson the option to pay $249.99 to eliminate the virus and receive three years of protection against getting a virus in the future, which Wilson declined. The representative identified the virus as Zeus Trojan and indicated that this type of software problem wasn’t covered under any warranty.
Wilson received an email from a payment service company asking if he approved $249.99 charges for services rendered and if the services provided were satisfactory before they processed the charge. His immediate response was that he had not authorized any charges and would challenge any charges. Needless to say, the charges went through anyway.
Wilson teamed up with The Geek Squad and is still trying to recover from the incident. To avoid being phished in the first place, Wilson could have called his own tech support service to confirm the message on the pop-up warning. He could have sought Microsoft support himself through independent channels, not through the phone number on the pop-up.
So what do you do after your information is compromised?
- Change your passwords – Hackers are trying to get your accounts and account details. It is very common for user names and passwords to be shared and used to compromise other accounts. It is best to change passwords for all your online accounts, …read more
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