News : Flood

Flood Cleanup Important Notice!

Many of our preferred restoration companies are doing a lot of moisture readings and the one common thing they found was that the structures are just not drying! The moisture meters are still maxing out so they are now trying to focus their efforts on two things:

1.  Getting the structure fully dry before they start rebuilding

2.  Spraying a mold treatment.

This is really important to convey to our clients or you may end up with a huge mold problem down the road.  Our companies are concerned that a lot of people are going to start re-building too early.  Spending a little money on this now is loads better than spending thousands of dollars on mold remediation a few months from now.

A lot of homeowners are trying to do it themselves and just don't have enough equ

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ipment to get it completely dry. Some people they have come across just have a couple of box fans and maybe a small dehumidifier. The issue is that these small dehumidifiers are only taking a little moisture out of the air but are not powerful enough to take the moisture out of the structure.

This weeks rain is not going to be helping with the moisture content in the air! They want you to know that they still have plenty of equipment to help finish the dry-out properly. They want our homeowners to know that they do not need to be afraid to call for an estimate. Many of our restoration companies are offering lower pricing due to the extreme nature of the situation.  They would be more than happy to take moisture readings and aid in finishing the dry-out or a germicide treatment.

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FEMA Housing Portal

The FEMA Housing Portal is intended to help individuals and families, who have been displaced by a disaster, find a place to live. The portal consolidates rental resources identified and provided by federal agencies, such as the U.S. Department of Housing and Urban Development (HUD), U.S. Department of Agriculture (USDA), U.S. Veterans Administration (VA), private organizations, and the public, to help individuals and families

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find available rental units in their area.

FEMA recommends to those who use this portal, that they contact the number on the listing prior to traveling to the location of the property to make sure the property is still available. The site is updated regularly, and we encourage those who use the portal to check back often for the most current information. Other helpful housing resources may be available on commercial websites.

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Federal Aid Programs For Tennessee Disaster Recovery

Following is a summary of key federal disaster aid programs that can be made available as needed and warranted under President Obama’s major disaster declaration issued for Tennessee.

Assistance for Affected Individuals and Families Can Include as Required:

  • Rental payments for temporary housing for those whose homes are unlivable. Initial assistance may be provided for up to three months for homeowners and at least one month for renters. Assistance may be extended if requested after the initial period based on a review of individual applicant requirements. (Source: FEMA funded and administered.)
  • Grants for home repairs and replacement of essential household items not covered by insurance to make damaged dwellings safe, sanitary and functional. (Source: FEMA funded and administered.)
  • Grants to replace personal property and help meet medical, dental, funeral, transportation and other serious disaster-related needs not covered by insurance or other federal, state and charitable aid programs. (Source: FEMA funded at 75 percent of total eligible costs; 25 percent funded by the state.)
  • Unemployment payments up to 26 weeks for workers who temporarily lost jobs because of the disaster and who do not qualify for state benefits, such as self-employed individuals. (Source: FEMA funded; state administered.)
  • Low-interest loans to cover residential losses not fully compensated by insurance. Loans available up to $200,000 for primary residence; $40,000 for personal property, including renter losses. Loans available up to $2 million for business property losses not fully compensated by insurance. (Source: U.S. Small Business Administration.)
  • Loans up to $2 million for small businesses, small agricultural cooperatives and most private, non-profit organizations of all sizes that have suffered disaster-related cash flow problems and need funds for working capital to recover from the disaster’s adverse economic impact. This loan in combination with a property loss loan cannot exceed a total of $2 million. (Source: U.S. Small Business Administration.)
  • Loans up to $500,000 for farmers, ranchers and aquaculture operators to cover production and property losses, excluding primary residence. (Source: Farm Service Agency, U.S. Dept. of Agriculture.)
  • Other relief programs: Crisis counseling for those traumatized by the disaster; income tax assistance for filing casualty losses; advisory assistance for legal, veterans benefits and social security matters.

How to Apply for Assistance:

Those in the counties designated for assistance to affected residents and business owners can begin the disaster application process by registering online at http://www.DisasterAssistance.gov or by calling 1-800-621-FEMA (3362) or 1-800-462-7585 (TTY) for the hearing and speech impaired. The toll-free telephone numbers are available from 7 a.m. to 10 p.m. (local time). Applicants registering for aid should be prepared to provide basic information about themselves (name, permanent address, phone number), insurance coverage and any other information to help substantiate losses.

FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.

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FEMA Launches New Mobile Web Site For Smartphones

ASHINGTON, D.C. — Today, FEMA Administrator Craig Fugate announced the launch of FEMA’s new mobile Web site, m.fema.gov. The mobile Web site makes it easier to access critical information regarding emergency preparedness and what to do before and after a disaster right on a smartphone.

“Smartphones are becoming more prevalent, affordable, reliable and more viable to locate and obtain information and assistance,” said FEMA Administrator Craig Fugate. “This service will provide yet another avenue for the sharing of important information that is so critical to ensuring the public is prepared for emergencies. As we’ve seen in recent cases, often times after a disaster, mobile devices become a crucial lifeline to provide information to survivors.”

The new site is laid out in a user friendly, question and answer format, providing users with the answers to their top questions, such as:

What should I do in a disaster?

Where can I find assistance?

How can I help others?

FEMA will be making several enhancements to m.fema.gov in the coming months, including the ability to apply for individual assistance when a disaster has been declared by the President, check on the status of an application and update an existing application.

Today’s announcement of the launch of m.fema.gov comes just over a month until the start of this year’s hurricane season on June 1.  The mobile site is just one way that FEMA is reaching out to ensure that the public has the tools they need to be prepared for any emergency.  Families are also encouraged to log onto www.ready.gov and learn more about the simple steps they can take to ready for this season.

To view the video about the mobile Web site, visit:  www.youtube.com/watch?v=t4Kib7Am568

FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain and improve our capability to prepare for, protect against, respond to, recover from and mitigate all hazards.

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