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Risk Management

Ice dams a headache to be avoided

By agent, attic, backup, ceiling, dam, dams, debris, downspout, fixture, freeze, gutter, ice, icicle, independent, insulate, insulation, Insurance, interior, light, melt, pool, prevent, protect, refreeze, Risk Management, roof, shingle, snow, ventilation, wall, water
ice-dams

One winter headache a homeowner doesn’t need – and can take steps to avoid – is an ice dam on the roof. Ice dams can damage walls and ceilings and possibly trap moisture, which could lead to mold, mildew and respiratory problems.

The post Ice dams a headache to be avoided appeared first on The Cincinnati Insurance Companies blog.

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Give your chimney a clean sweep

By agent, buildup, burn, chimney, clean, cold, creosote, duration, fire, firebox, flue, independent, Insurance, internal, management, overload, paper, prevent, prevention, protect, risk, Risk Management, safety, seasoned, smoke, sweep, temperature, trash, valuable, wood
chimney-fire-prevention

Homeowners with a wood-burning fireplace or solid fuel stove or insert can protect your property and your family by having a qualified professional inspect and clean your chimney at least annually. Maintaining a chimney through an annual inspection and cleaning is critical, especially as winter approaches and temperatures drop.

The post Give your chimney a clean sweep appeared first on The Cincinnati Insurance Companies blog.

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Security systems: Take the proper steps to protect your home

By agent, alarm, alert, burglar, camera, claims, damage, door, family, glass, home, independent, Insurance, lights, loss, monitor, motion, prevent, protect, Risk Management, safe, safety, security, social, system, theft, thieves, vigilant, window
home-security-systems

Claims experience shows that theft losses can be prevented when a central station burglar alarm is installed and activated in your home. Improve your family’s security and reduce the potential of home intrusion by knowing the basics for safety and alarm component options.

The post Security systems: Take the proper steps to protect your home appeared first on The Cincinnati Insurance Companies blog.

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Fighting fire: Benefits of a residential sprinkler system

By agent, alarm, automatic, control, damage, deluge, dry, fire, Fire Prevention, flow, foam, heat, independent, Insurance, pipe, prevent, protect, protection, reliable, residential, Risk Management, rooms, safe, safely, safety, smoke, source, sprinkler, suppressions, system, time, water, wet
residential-sprinkler

It takes only minutes for a fire to escalate. Even with the responding fire department’s prompt arrival, a home could be destroyed. To help avoid this, have your home fitted with a residential sprinkler system.

The post Fighting fire: Benefits of a residential sprinkler system appeared first on The Cincinnati Insurance Companies blog.

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Know the types of water shut-off devices

By agent, Automated, automatic, benefit, cost, credit, damage, flow, freeze, independent, install, Insurance, irrigation, leak, management, manufacturer, off, plumbing, point-of-use, policy, premium, pressure, prevent, protect, risk, Risk Management, sensor, shut, shut-off, sprinkler, supply, temperature, valve, water, whole-house
water-shut-off

There are two basic categories of water shut-off systems: whole-house systems and point-of-use systems. While both can prevent water damage, generally only a whole-house system qualifies for a premium credit on your homeowner insurance.

The post Know the types of water shut-off devices appeared first on The Cincinnati Insurance Companies blog.

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Why is water damage such a big deal?

By agent, burst, claim, construction, cost, coverage, damage, device, expense, failure, faulty, fixture, hassle, independent, Insurance, leak, lines, loss, management, off, overflow, pipes, plumbing, preserve, prevent, proactive, protect, risk, Risk Management, seasons, service, shut, shut-off, valve, water
water-damage-shut-off-device

Water damage is consistently a common and severe cause of loss to homeowners. It is amazing to see the damage that water can do. Water carved the Grand Canyon – just think what it does to drywall or plaster! The good news is that water damage losses can be prevented or mitigated by a properly installed automatic water shut-off device.

The post Why is water damage such a big deal? appeared first on The Cincinnati Insurance Companies blog.

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